Terms And Conditions
The following describes the terms and conditions (the "Terms and Conditions") upon which The Financial Doctors ("The Financial Doctors Representatives" or "We") offers access to the Internet site found at www.thefinancialdoctorsindia.com alongside its related country specific sites (the "Site") to you the customer, irrespective of whether or not you are an Account (as defined below) holder ("You") and the use of its services provided via the Site (the "Services").
PLEASE READ THE PRIVACY POLICY, COOKIE POLICY,
RISK WARNING AND ALL OF THE FOLLOWING TERMS AND CONDITIONS INCLUDING THE
SPECIAL CONDITIONS BEFORE USING THIS SITE. BY CONTINUING TO ACCESS OR USE THIS
SITE OR ANY SERVICE ON THIS SITE, YOU SIGNIFY YOUR ACCEPTANCE OF THESE TERMS
AND CONDITIONS. We reserve the right to amend, remove, or add to
these Terms and Conditions at any time. Please check the "Last modified"
heading at the bottom of this document to see when the Terms and Conditions
were last updated. Any changes to the Terms and Conditions will become
effective when we post the revised Terms and Conditions on the Site. Your use
of the Site or Services, or your provision of personal information following
any changes means that you accept the updated Terms and Conditions
If, at any time, you do not
wish to accept the Terms and Conditions, you may not use the Site. Any terms
and conditions proposed by you which are in addition to, or which conflict with
these Terms and Conditions are expressly rejected by The Financial Doctors and
will have no force or effect.
You understand and agree that The
Financial Doctors may discontinue or change the Site at any time, without
notice. You also understand and agree that The Financial Doctors may
discontinue or restrict your use of this Site for any reason without notice.
Your Account
Your Account
As part of the process necessary
to set up an account on the Site (an "Account") and obtain
access to certain parts of the Services, you will be required to either provide
your full name, email address, password, and phone number (the "Registration
Credentials") or register via one of the Third Party Accounts (as
defined below). You must ensure that your Registration Credentials are
accurate, truthful and updated. We reserve the right to block the creation of
your Account based on our inability to confirm the authenticity of your Registration
Credentials.
As an alternative to
registering directly with the Site by providing your Registration Credentials,
we give you the option to register and login to your Account via one of your
account(s) with social media sites such as Facebook, Twitter or Google+ (the
"Third Party Account(s)"). Please see our Privacy
Policy for more information about logging in to your Account via a
Third Party Account.
Unless you log into your
Account via a Third Party Account, please note that your email address and
password which you provide as part of the Registration Credentials will be used
to login in to your Account. You will be solely responsible for maintaining the
confidentiality of your email address and password and must immediately notify
us of any unauthorized use of your Account. You are solely responsible for all
activity and usage on your Account, including, but not limited to, use of the
Account by any third party authorized by you to use your email address and
password.
We permit you to maintain only
one Account to access the Services at any time and you hereby represent that
you currently have no other Account(s).
We reserve the right to
terminate your Account, in our sole discretion, at any time without notice. You
may terminate your Account at any time by unsubscribing in the manner described
at . Upon termination, you will receive an automated confirmation via
e-mail that the request was received, and your Account will be terminated
immediately.
DISCLAIMER
Due to the number of sources
from which the content presented on the Site is obtained, and the inherent
hazards of electronic distribution, there may be delays, omissions or
inaccuracies in such content and the Site.
THE CONTENT AND THE WEB SITE
ARE PROVIDED "AS IS", WITHOUT ANY WARRANTIES. THE FINANCIAL DOCTORS,
ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS AND LICENSORS CANNOT AND
DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, TIMELINESS,
NONINFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF
THE CONTENT AVAILABLE THROUGH THE SITE, OR THE SITE ITSELF, AND THE FINANCIAL DOCTORS HEREBY DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES.
IN NO EVENT SHALL THE FINANCIAL
DOCTORS, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS OR LICENSORS BE
LIABLE TO YOU OR TO ANY THIRD PARTY OR TO ANYONE ELSE FOR ANY KIND OF FINANCIAL
LOSS, LOST PROFITS, ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGE OR ANY
OTHER SIMILAR DAMAGE OR ANY OTHER LOSS OR INJURY, RESULTING DIRECTLY OR
INDIRECTLY FROM USE OF THE SITE, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR
CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING,
REPORTING OR DELIVERING THE SITE AND ANY CONTENT ON THE SITE.
IN NO EVENT SHALL THE FINANCIAL
DOCTORS, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS OR LICENSORS BE
LIABLE TO YOU OR ANY THIRD PARTY OR ANY ONE ELSE FOR ANY DECISION MADE OR
ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT ON THE SITE OR THE SITE ITSELF.
Legal Restrictions
Without limiting the foregoing,
you understand that laws regarding financial contracts vary throughout the
world, and it is your sole obligation to ensure that you fully comply with any
law, regulation or directive, applicable to your country of residence with
regards to the use of the Site. The ability to access to our Site does not
necessarily mean that our Services, and/or your activities via the Site, are
legal under the laws, regulations or directives applicable to your country of
residence.
This Site does not constitute,
and may not be used for the purposes of, an offer or solicitation to anyone in
any jurisdiction in which such an offer or solicitation is not authorized, or
to any person to whom it is unlawful to make such an offer or solicitation.
Access to this Site, and the offering of financial contracts via this Site, may
be restricted in certain jurisdictions, and, accordingly, users accessing this
Site are required to inform themselves of, and to observe, such restrictions.
Limited License
The Financial Doctors grants
you a non-exclusive, non-transferable and limited personal license to access
and use the Site (the "License"). This License is conditional on your
full and continuing compliance with these Terms and Conditions. You agree not
to "deep-link" to the Site, resell or permit access to the Site to
others, and not to copy any materials appearing on the Site for resale or for
any other purpose to others without the prior written consent of The Financial Doctors.
You shall be responsible and bound by any unauthorized use of the Site, made in
breach of this section. You agree not to use any electronic communication
feature of Services on the Site for any purpose that is unlawful, tortious,
abusive, and intrusive on another's privacy, harassing, libelous, defamatory,
embarrassing, obscene, threatening or hateful. The License granted under these
Terms and Conditions will terminate if The Financial Doctors believes that any
information provided by you, including (but not limited to) your Registration
Credentials, is no longer current or accurate, or if you fail to otherwise
comply with any term or condition of these Terms and Conditions and all rules
and guidelines for each of the Services. Upon such violation, you agree to
cease accessing Services. You agree that The Financial Doctors, at its sole discretion
and with or without notice, may terminate your access to any or all Services,
and remove and discard any information or content within the Services.
Links to Third Party Sites
This Site contains hyperlinks
to web sites operated by persons other than The Financial Doctors. Such
hyperlinks are provided for your reference and convenience only. You agree not
to hold The Financial Doctors responsible for the content or operation of such
web sites. A hyperlink from this Site to another website does not imply that The
Financial Doctors endorses the content on that web site or the operator or
operations of that site. You are solely responsible for determining the extent
to which you may use any content at any other web sites to which you might link
from this Site.
If you wish to make purchases
from an area of the Site, you may be asked to supply certain information,
including credit card, debit card, or other payment mechanism information.
You agree not to hold The
Financial Doctors liable for any loss or damage of any sort incurred as a
result of any such dealings. You agree that all information you provide in
connection with such purchase will be accurate, complete and current. You agree
to pay all charges incurred by use of your credit card, debit card, or other
payment mechanism at the prices in effect when such charges are incurred. You
also will pay any applicable taxes relating to any purchases you make.
THE LIABILITY OF THE FINANCIAL
DOCTORS, ITS OFFICERS, DIRECTORS OR EMPLOYEES, TO YOU OR ANY THIRD PARTIES IN
ANY CIRCUMSTANCE IS LIMITED TO THE AMOUNT OF MONEY YOU TRANSFERRED TO THE
FINANCIAL DOCTORS IN RELATION TO THE TRANSACTION GIVING RISE TO SUCH LIABILITY.
Market Information
The Financial Doctors may make
available to you through one or more of its Services a broad range of financial
information that is generated internally or obtained from agents, vendors or
partners ("Third Party Providers"). This includes, but is not
limited to, financial market data, quotes, news, analyst opinions, research
reports, graphs and data ("Market Information").
Market Information provided on
the Site is not intended as investment advice. The Financial Doctors does not
endorse or approve the Market Information, and we make it available to you only
as a service for your own convenience. The Financial Doctors and its Third
Party Providers do not guarantee the accuracy, timeliness, completeness or
correct sequencing of the Market Information, or warrant any results from your
use or reliance on the Market Information.
Market Information may quickly
become unreliable for various reasons including, for example, changes in market
conditions or economic circumstances. Neither The Financial Doctors nor the
Third Party Providers are obligated to update any information or opinions
contained in any Market Information, and we may discontinue offering Market
Information at any time without notice. You agree that neither The Financial
Doctors nor the Third Party Providers will be liable in any way for the
termination, interruption, delay or inaccuracy of any Market Information. You
will not "deep-link", redistribute or facilitate the redistribution
of Market Information, nor will you provide access to Market Information to
anyone who is not authorized by The Financial Doctors to receive Market
Information.
Use & Access to the Site
You shall be responsible for
providing and maintaining the means by which you access the Site, which may
include, but is not limited to, your personal computer or mobile device,
connectivity hardware, and telecommunication lines.
You shall be responsible for
all access and service fees necessary to connect to the Site and assume all
charges incurred by use of such connectivity services. You further assume all
risks associated with the use and storage of information on your personal
computer, mobile device or on any other computer or device through which you
will gain access to the Site and the Services (hereinafter referred to as
"Computer").
You represent and warrant that
you have implemented and plan to operate and maintain appropriate protection in
relation to the security and control of your Computer and any information and
data included therein.
You agree that The Financial
Doctors will not be liable in any way to you in the event of failure of or
damage or destruction to your Computer systems, data or records or any part
thereof, or for delays, losses, errors or omissions resulting from the failure
or mismanagement of any telecommunications or Computer equipment or software.
You will not in any way,
whether directly or indirectly, expose The Financial Doctors or any of The
Financial Doctors's online service providers to any computer virus or other
similarly harmful or inappropriate material or device.
The Financial Doctors's Rights
The Financial Doctors reserves
the right to suspend the operation of this Site or any part or sections of it
at any time and no claims may be entertained against the The Financial Doctors
in connection thereto.
Force Majeure
You agree that The Financial
Doctors will not be liable in any way to you or to any other person in the
event of force majeure (including, but not limited to, the act of any
government or legal authority) or for the failure of or damage or destruction
to your computer systems, data or records or any part thereof, or for delays,
losses, errors or omissions resulting from the failure or mismanagement of any
telecommunications or computer equipment or software.
Technical Problems
You understand that while the
Internet and the World Wide Web are generally reliable, technical problems or
other conditions may delay or prevent you from accessing the Site.
The Financial Doctors shall not
be liable, and you agree not to hold or seek to hold The Financial Doctors or
any of its agents or service providers liable, for any technical problems,
system failures and malfunctions, communication line failures, equipment or
software failures or malfunctions, system access issues, system capacity
issues, high Internet traffic demand, security breaches and unauthorized
access, and other similar computer problems and defects.
The Financial Doctors does not
represent, warrant or guarantee that you will be able to access or use the Site
at times or locations of your choosing, or that The Financial Doctors will have
adequate capacity for the Site as a whole or in any geographic location.
The Financial Doctors does not
represent, warrant or guarantee that the Site will provide uninterrupted and
error-free service. The Financial Doctors does not make any warranties or
guarantees with respect to the Site and its content, including but not limited
to, warranties for merchantability or fitness for a particular purpose.
Without limiting the foregoing The
Financial Doctors will not be responsible for an impossibility to execute
orders and requirements due to failures in the operation of informational
systems caused by technical faults, which are beyond its control.
Trademarks and Copyrights
All rights, titles and
interests in and to the contents of the Site, and the "TheFinancialDoctorsIndia.com"
and "The Financial Doctors" trademarks, services marks, trade names,
and logos are owned by The Financial Doctors, or its affiliates, or other
licensors and are protected by copyright and trademark laws, and international
treaties.
You agree not to delete any
copyright notices or other indications of protected intellectual property
rights from materials that you print or download from the Site. You will not
obtain any intellectual property rights or any right or license to use such
materials or the Site, other than as expressly set out in these Terms and
Conditions.
Images displayed on the Site
are either the property of The Financial Doctors or its licensors. You agree
not to upload, post, reproduce or distribute any information, software or other
material protected by copyright or any other intellectual property right (as
well as rights of publicity and privacy) without first obtaining the permission
of the owner of such rights and the prior written consent of The Financial
Doctors.
Nothing contained on the Site
may be construed as granting, by implication, estoppels, or otherwise, any
license or right to use any trademark without the written permission of The
Financial Doctors or any third party that may own the trademarks. Your use of
trademarks, or any other content of the Site, except as provided herein, is
strictly prohibited.
Breach
You agree to fully indemnify,
defend and hold harmless The Financial Doctors, its corporate affiliates and
their respective officers, directors and employees immediately upon demand from
and against all claims, demands, liabilities, damages, losses, costs and
expenses, including legal fees and other charges whatsoever, howsoever caused,
that may arise as a result of: (i) any breach of these Terms and Conditions by
you or (ii) violation by you of any law or the rights of any third party.
Without prejudice to any other
rights in these Terms and Conditions, if you breach in whole or in part any
provision contained herein, The Financial Doctors or any of its corporate
affiliates which provides Services to you reserves the right to take such
action as it sees fit, including (but not limited to) terminating any agreement
in place with you, terminating or blocking the Services offered to you via the
Site and/or taking legal action against you.
Disclosures
The Services hereunder are
offered by The Financial Doctors at:
VIP Road,
Zirakpur,
Chandigarh,
India
Zirakpur,
Chandigarh,
India
It is important that you be
fully aware of the following point: Using a high level of leverage to conduct
foreign exchange transactions involves the risk that borrowing costs will be
higher than the income which is derived from the assets.
The result of the above is that
even a slight fluctuation of the market could mean substantial gains when these
fluctuations are in your favor, but that could also mean considerable losses if
the fluctuations are to your detriment.
Last Modified: 6 February 2016
